Refund Policy

Thank you for choosing lms.sipmagalle.com as your online and physical education partner. We strive to deliver high-quality educational streams, study materials, and interactive classes. Please read our refund policy carefully prior to making payments for class fees or subscriptions.

Once a payment for a class, monthly subscription, or educational video package has been completed and digital access has been granted, the payment is non-refundable under standard conditions.

Excess Payments: If you accidentally make a duplicate transaction or transfer an amount in excess of the required fee, the excess amount will be verified and refunded to your original payment method.

If you wish to transfer payments made for one subject/class to another course within the same institute batch, you must submit a request to the institute administration prior to the cut-off period for review and approval.

The following items are strictly non-refundable:

• Institute admission and registration fees.
• Payments made for accessing recorded archives or past class programs.
• Printed study materials, delivery charges, or physical card issuance fees once dispatched.

In cases where an overpayment or approved refund is granted, the refund will be processed within 7 business days following official confirmation. The exact time required for the funds to reflect in your bank account depends on your issuing bank or payment gateway provider.

If you have questions regarding a billing dispute or wish to report a duplicate transaction, please contact our administration office with your payment receipt reference.